Lyons Bancorp (LYBC) and Its Peers Head-To-Head Comparison

Lyons Bancorp (OTCMKTS:LYBC) is one of 182 publicly-traded companies in the “National commercial banks” industry, but how does it weigh in compared to its competitors? We will compare Lyons Bancorp to similar companies based on the strength of its risk, valuation, earnings, institutional ownership, profitability, analyst recommendations and dividends.

Profitability

This table compares Lyons Bancorp and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Lyons Bancorp	N/A	N/A	N/A
Lyons Bancorp Competitors	14.84%	9.76%	0.95%

Insider and Institutional Ownership

0.3% of Lyons Bancorp shares are owned by institutional investors. Comparatively, 54.5% of shares of all “National commercial banks” companies are owned by institutional investors. 8.7% of shares of all “National commercial banks” companies are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Valuation and Earnings

This table compares Lyons Bancorp and its competitors gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Lyons Bancorp	$70.28 million	$17.35 million	9.10
Lyons Bancorp Competitors	$9.87 billion	$1.86 billion	24.28

Lyons Bancorp’s competitors have higher revenue and earnings than Lyons Bancorp. Lyons Bancorp is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Analyst Recommendations

This is a breakdown of recent recommendations and price targets for Lyons Bancorp and its competitors, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Lyons Bancorp	0	0	0	0	N/A
Lyons Bancorp Competitors	1522	8524	7173	295	2.36

As a group, “National commercial banks” companies have a potential upside of 0.73%. Given Lyons Bancorp’s competitors higher probable upside, analysts clearly believe Lyons Bancorp has less favorable growth aspects than its competitors.

Dividends

Lyons Bancorp pays an annual dividend of $1.60 per share and has a dividend yield of 4.0%. Lyons Bancorp pays out 36.0% of its earnings in the form of a dividend. As a group, “National commercial banks” companies pay a dividend yield of 2.6% and pay out 33.3% of their earnings in the form of a dividend.

Volatility & Risk

Lyons Bancorp has a beta of -0.07, indicating that its share price is 107% less volatile than the S&P 500. Comparatively, Lyons Bancorp’s competitors have a beta of 0.80, indicating that their average share price is 20% less volatile than the S&P 500.

Summary

Lyons Bancorp competitors beat Lyons Bancorp on 11 of the 12 factors compared.

Lyons Bancorp Company Profile

Lyons Bancorp Inc. operates as a financial holding company for The Lyons National Bank that provides a range of commercial and retail banking services to individual and small business customers. It offers checking accounts, savings accounts, individual retirement accounts, and certificates of deposit; commercial real estate, agricultural real estate, commercial and agricultural, and consumer instalment loans; and residential real estate loans, such as classes for 1-4 family and home equity loans, as well as consumer loans comprising recreational, auto, personal, personal line of credit, and home improvement loans; financial services, including retirement strategy, investment management, education savings, life insurance, long-term care insurance, and employer and employee benefit services. The company also provides mortgage, online and mobile banking, telephone banking, credit and debit card, online cash management, merchant, safe deposit boxes, wire transfer, traveller program, online bill pay, e-statements, money orders, and official checks services. It operates branches in Wayne, Onondaga, Yates, Ontario, Monroe, Seneca, and Cayuga counties, New York. The company was founded in 1852 and is headquartered in Lyons, New York.