Financial Contrast: Tenable (NASDAQ:TENB) and CoreCard (NYSE:CCRD)

Tenable (NASDAQ:TENB) and CoreCard (NYSE:CCRD) are both computer and technology companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, dividends, institutional ownership, risk, profitability, analyst recommendations and earnings.

Valuation & Earnings

This table compares Tenable and CoreCard”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Tenable	$798.71 million	6.18	-$78.28 million	($0.51)	-80.51
CoreCard	$56.00 million	3.21	$3.39 million	$0.49	46.46

CoreCard has lower revenue, but higher earnings than Tenable. Tenable is trading at a lower price-to-earnings ratio than CoreCard, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Tenable and CoreCard’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Tenable	-6.82%	-6.21%	-1.43%
CoreCard	7.32%	7.67%	6.34%

Volatility & Risk

Tenable has a beta of 0.85, indicating that its stock price is 15% less volatile than the S&P 500. Comparatively, CoreCard has a beta of 0.49, indicating that its stock price is 51% less volatile than the S&P 500.

Analyst Ratings

This is a summary of recent ratings and target prices for Tenable and CoreCard, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Tenable	0	7	9	1	2.65
CoreCard	0	1	0	0	2.00

Tenable presently has a consensus price target of $50.25, suggesting a potential upside of 22.38%. CoreCard has a consensus price target of $15.00, suggesting a potential downside of 34.12%. Given Tenable’s stronger consensus rating and higher possible upside, research analysts plainly believe Tenable is more favorable than CoreCard.

Insider and Institutional Ownership

89.1% of Tenable shares are held by institutional investors. Comparatively, 43.9% of CoreCard shares are held by institutional investors. 4.3% of Tenable shares are held by company insiders. Comparatively, 17.2% of CoreCard shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

Tenable beats CoreCard on 8 of the 15 factors compared between the two stocks.

About Tenable

Tenable Holdings, Inc. provides cyber exposure solutions for in the Americas, Europe, the Middle East, Africa, the Asia Pacific, and Japan. Its platforms include Tenable Vulnerability Management, a cloud-delivered software as a service that provides organizations with a risk-based view of traditional and modern attack surfaces; Tenable Cloud Security, a cloud-native cloud security solutions for security teams to continuously assess the security posture; Tenable Identity Exposure, a solution to secure Active Directory environments; Tenable Web App Scanning, which provides scanning for modern web applications; Tenable Lumin Exposure View, a measurement tool; Tenable Attack Surface Management, an external attack surface management solution; Tenable Security Center, an on-premises solution that provides a risk-based view of an organization’s IT, security and compliance posture; and Tenable OT Security, an operational technology security solution which provides threat detection, asset tracking, vulnerability management, and configuration control capabilities. The company also offers Nessus, a vulnerability assessment solution for cybersecurity industry and enterprise platform; and Nessus Expert, that enables users to programmatically detect cloud infrastructure misconfigurations and vulnerabilities in the design and build phase. Tenable Holdings, Inc. was founded in 2002 and is headquartered in Columbia, Maryland.

About CoreCard

CoreCard Corporation, together with its subsidiaries, offers technology solutions and processing services to the financial technology and services market in the United States, Europe, and the Middle East. It designs, develops, and markets a suite of software solutions to program managers, accounts receivable businesses, financial institutions, retailers, and processors to manage their credit and debit cards, prepaid cards, private label cards, fleet cards, buy now pay later programs, loyalty programs, and accounts receivable and loan transactions. The company's software solutions allow companies to offer various types of transacting account or card issuing program, as well as installment and revolving loans; set up and maintain account data; record advances and payments; assess fees, interests, and other charges; resolve disputes and chargebacks; manage collections of accounts receivable; generate reports; and settle transactions with financial institutions and network schemes. The company was formerly known as Intelligent Systems Corporation and changed its name to CoreCard Corporation in December 2021. CoreCard Corporation was founded in 1973 and is headquartered in Norcross, Georgia.