nCino (NASDAQ:NCNO) Issues FY 2025 Earnings Guidance

nCino (NASDAQ:NCNO) issued an update on its FY 2025 earnings guidance on Monday morning. The company provided earnings per share (EPS) guidance of 0.720-0.730 for the period, compared to the consensus estimate of 0.720. The company issued revenue guidance of $539.0 million-$541.0 million, compared to the consensus revenue estimate of $540.2 million. nCino also updated its Q4 2025 guidance to 0.180-0.190 EPS.

nCino Price Performance

nCino stock traded up $0.26 during trading hours on Wednesday, reaching $33.02. 418,049 shares of the stock were exchanged, compared to its average volume of 953,455. The stock has a 50 day moving average of $35.21 and a two-hundred day moving average of $34.56. The company has a market cap of $3.82 billion, a P/E ratio of -194.06, a price-to-earnings-growth ratio of 13.00 and a beta of 0.65. nCino has a twelve month low of $28.09 and a twelve month high of $43.20. The company has a current ratio of 1.95, a quick ratio of 1.95 and a debt-to-equity ratio of 0.20.

Wall Street Analysts Forecast Growth

NCNO has been the topic of a number of analyst reports. Keefe, Bruyette & Woods lifted their price objective on shares of nCino from $41.00 to $49.00 and gave the stock an “outperform” rating in a report on Monday, December 2nd. Needham & Company LLC boosted their price objective on nCino from $40.00 to $45.00 and gave the stock a “buy” rating in a report on Thursday, December 5th. Macquarie upped their target price on nCino from $40.00 to $43.00 and gave the stock an “outperform” rating in a research note on Friday, December 6th. Truist Financial reiterated a “buy” rating and issued a $44.00 price objective (up previously from $37.00) on shares of nCino in a research report on Monday, October 21st. Finally, Morgan Stanley lowered their price objective on nCino from $41.00 to $39.00 and set an “equal weight” rating for the company in a research report on Friday, December 6th. Four analysts have rated the stock with a hold rating and eleven have assigned a buy rating to the company. According to MarketBeat.com, nCino presently has an average rating of “Moderate Buy” and an average price target of $42.50.

Insider Activity at nCino

In related news, Director Jeff Horing sold 450,000 shares of the company’s stock in a transaction on Monday, December 9th. The shares were sold at an average price of $37.27, for a total value of $16,771,500.00. Following the completion of the transaction, the director now directly owns 12,063,467 shares of the company’s stock, valued at approximately $449,605,415.09. This represents a 3.60 % decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link. Insiders have sold 6,238,084 shares of company stock worth $224,795,630 over the last three months. Company insiders own 28.40% of the company’s stock.

About nCino

nCino, Inc, a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem.