Q3 EPS Forecast for Cincinnati Financial Lowered by Analyst

Cincinnati Financial Co. (NASDAQ:CINF) – Equities research analysts at Roth Capital decreased their Q3 2025 EPS estimates for shares of Cincinnati Financial in a research note issued on Wednesday, February 12th. Roth Capital analyst H. Fong now expects that the insurance provider will earn $1.47 per share for the quarter, down from their previous estimate of $1.57. The consensus estimate for Cincinnati Financial’s current full-year earnings is $6.33 per share. Roth Capital also issued estimates for Cincinnati Financial’s Q4 2025 earnings at $2.77 EPS, Q1 2026 earnings at $2.29 EPS, Q2 2026 earnings at $1.64 EPS, Q3 2026 earnings at $1.67 EPS and Q4 2026 earnings at $3.20 EPS.

Cincinnati Financial (NASDAQ:CINF) last released its quarterly earnings results on Monday, February 10th. The insurance provider reported $3.14 EPS for the quarter, beating analysts’ consensus estimates of $1.90 by $1.24. Cincinnati Financial had a net margin of 25.26% and a return on equity of 8.25%.

Several other equities analysts also recently issued reports on the company. Keefe, Bruyette & Woods lifted their price objective on Cincinnati Financial from $152.00 to $156.00 and gave the company an “outperform” rating in a research report on Tuesday, October 29th. Roth Mkm lifted their price target on Cincinnati Financial from $140.00 to $160.00 and gave the company a “buy” rating in a report on Wednesday. Finally, Piper Sandler increased their price objective on shares of Cincinnati Financial from $116.00 to $126.00 and gave the stock a “neutral” rating in a report on Tuesday, October 29th. One equities research analyst has rated the stock with a hold rating and five have assigned a buy rating to the company’s stock. According to data from MarketBeat, Cincinnati Financial presently has a consensus rating of “Moderate Buy” and an average target price of $146.67.

Cincinnati Financial Stock Down 4.1 %

Shares of CINF opened at $133.67 on Thursday. The company has a market capitalization of $20.90 billion, a P/E ratio of 6.87, a PEG ratio of 2.42 and a beta of 0.71. Cincinnati Financial has a one year low of $107.75 and a one year high of $161.74. The business’s 50 day simple moving average is $142.47 and its 200-day simple moving average is $140.42. The company has a debt-to-equity ratio of 0.06, a current ratio of 0.31 and a quick ratio of 0.31.

Cincinnati Financial Increases Dividend

The company also recently announced a quarterly dividend, which will be paid on Tuesday, April 15th. Stockholders of record on Monday, March 24th will be given a dividend of $0.87 per share. The ex-dividend date of this dividend is Monday, March 24th. This represents a $3.48 dividend on an annualized basis and a dividend yield of 2.60%. This is an increase from Cincinnati Financial’s previous quarterly dividend of $0.81. Cincinnati Financial’s payout ratio is presently 16.65%.

Insider Activity

In other news, Director Dirk J. Debbink acquired 1,000 shares of the company’s stock in a transaction on Tuesday, December 3rd. The stock was purchased at an average cost of $157.19 per share, with a total value of $157,190.00. Following the acquisition, the director now owns 54,500 shares of the company’s stock, valued at $8,566,855. This trade represents a 1.87 % increase in their position. The acquisition was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. 2.83% of the stock is currently owned by insiders.

Institutional Inflows and Outflows

Hedge funds have recently modified their holdings of the business. Migdal Insurance & Financial Holdings Ltd. acquired a new position in Cincinnati Financial in the fourth quarter valued at approximately $27,000. Legacy Investment Solutions LLC bought a new stake in shares of Cincinnati Financial during the 3rd quarter valued at $28,000. Y.D. More Investments Ltd lifted its stake in shares of Cincinnati Financial by 121.8% in the 4th quarter. Y.D. More Investments Ltd now owns 193 shares of the insurance provider’s stock valued at $28,000 after purchasing an additional 106 shares during the period. Catalyst Capital Advisors LLC bought a new position in shares of Cincinnati Financial in the 3rd quarter worth $27,000. Finally, True Wealth Design LLC acquired a new stake in shares of Cincinnati Financial during the third quarter worth $42,000. Institutional investors own 65.24% of the company’s stock.

About Cincinnati Financial

Cincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. It operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation.