Zacks Research Forecasts Weaker Earnings for Bread Financial

Bread Financial Holdings, Inc. (NYSE:BFH) – Zacks Research cut their FY2025 earnings estimates for shares of Bread Financial in a research note issued on Wednesday, February 12th. Zacks Research analyst T. De now expects that the company will post earnings of $5.00 per share for the year, down from their previous forecast of $6.25. The consensus estimate for Bread Financial’s current full-year earnings is $6.63 per share. Zacks Research also issued estimates for Bread Financial’s Q4 2025 earnings at $0.15 EPS, FY2026 earnings at $7.47 EPS and FY2027 earnings at $10.16 EPS.

A number of other brokerages also recently issued reports on BFH. The Goldman Sachs Group increased their price target on Bread Financial from $52.00 to $58.00 and gave the stock a “sell” rating in a research report on Tuesday, November 19th. Compass Point lifted their price target on shares of Bread Financial from $75.00 to $87.00 and gave the company a “buy” rating in a research note on Tuesday, January 21st. TD Cowen boosted their price target on shares of Bread Financial from $48.00 to $50.00 and gave the stock a “hold” rating in a report on Monday, October 28th. Barclays increased their price objective on shares of Bread Financial from $51.00 to $53.00 and gave the company an “underweight” rating in a report on Friday, January 31st. Finally, JMP Securities reissued a “market perform” rating on shares of Bread Financial in a research note on Monday, February 3rd. Two investment analysts have rated the stock with a sell rating, nine have assigned a hold rating and five have given a buy rating to the stock. According to MarketBeat.com, the company currently has an average rating of “Hold” and an average target price of $59.69.

Bread Financial Price Performance

NYSE:BFH opened at $61.92 on Monday. The company has a quick ratio of 1.19, a current ratio of 1.15 and a debt-to-equity ratio of 0.33. Bread Financial has a 52 week low of $32.10 and a 52 week high of $66.71. The stock’s 50-day moving average price is $62.26 and its 200-day moving average price is $56.45. The stock has a market capitalization of $3.08 billion, a PE ratio of 11.16, a price-to-earnings-growth ratio of 1.34 and a beta of 1.93.

Bread Financial (NYSE:BFH) last released its quarterly earnings results on Thursday, January 30th. The company reported $0.41 EPS for the quarter, beating the consensus estimate of $0.34 by $0.07. Bread Financial had a net margin of 5.75% and a return on equity of 12.41%.

Hedge Funds Weigh In On Bread Financial

A number of institutional investors and hedge funds have recently added to or reduced their stakes in the stock. O Shaughnessy Asset Management LLC raised its holdings in shares of Bread Financial by 2.5% during the 4th quarter. O Shaughnessy Asset Management LLC now owns 7,248 shares of the company’s stock worth $443,000 after acquiring an additional 175 shares during the period. Summit Investment Advisors Inc. raised its stake in Bread Financial by 3.7% during the fourth quarter. Summit Investment Advisors Inc. now owns 5,202 shares of the company’s stock worth $318,000 after purchasing an additional 184 shares during the period. CIBC Asset Management Inc boosted its holdings in Bread Financial by 4.4% in the 4th quarter. CIBC Asset Management Inc now owns 4,872 shares of the company’s stock valued at $297,000 after purchasing an additional 206 shares during the last quarter. Pallas Capital Advisors LLC grew its stake in shares of Bread Financial by 6.2% in the 3rd quarter. Pallas Capital Advisors LLC now owns 4,778 shares of the company’s stock valued at $239,000 after buying an additional 278 shares during the period. Finally, Savant Capital LLC increased its holdings in shares of Bread Financial by 5.8% during the 4th quarter. Savant Capital LLC now owns 5,329 shares of the company’s stock worth $325,000 after buying an additional 290 shares during the last quarter. Institutional investors and hedge funds own 99.52% of the company’s stock.

Bread Financial Announces Dividend

The business also recently declared a quarterly dividend, which will be paid on Friday, March 21st. Investors of record on Friday, February 14th will be issued a $0.21 dividend. The ex-dividend date is Friday, February 14th. This represents a $0.84 annualized dividend and a dividend yield of 1.36%. Bread Financial’s dividend payout ratio is presently 15.14%.

About Bread Financial

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.