Hang Seng Bank (OTCMKTS:HSNGY) & First Republic Bank (OTCMKTS:FRCB) Financial Comparison

Hang Seng Bank (OTCMKTS:HSNGY) and First Republic Bank (OTCMKTS:FRCB) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their analyst recommendations, dividends, earnings, profitability, institutional ownership, valuation and risk.

Valuation and Earnings

This table compares Hang Seng Bank and First Republic Bank”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hang Seng Bank	$8.63 billion	3.00	$2.28 billion	N/A	N/A
First Republic Bank	$6.75 billion	0.00	$1.67 billion	N/A	N/A

Hang Seng Bank has higher revenue and earnings than First Republic Bank.

Dividends

Hang Seng Bank pays an annual dividend of $1.56 per share and has a dividend yield of 11.3%. First Republic Bank pays an annual dividend of $1.08 per share and has a dividend yield of 14,400.0%.

Analyst Recommendations

This is a summary of recent ratings and recommmendations for Hang Seng Bank and First Republic Bank, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hang Seng Bank	0	1	0	0	2.00
First Republic Bank	0	0	0	0	0.00

Risk & Volatility

Hang Seng Bank has a beta of 0.26, suggesting that its stock price is 74% less volatile than the S&P 500. Comparatively, First Republic Bank has a beta of 1.6, suggesting that its stock price is 60% more volatile than the S&P 500.

Profitability

This table compares Hang Seng Bank and First Republic Bank’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Hang Seng Bank	N/A	N/A	N/A
First Republic Bank	N/A	N/A	N/A

Insider and Institutional Ownership

0.0% of First Republic Bank shares are held by institutional investors. 0.2% of Hang Seng Bank shares are held by insiders. Comparatively, 0.7% of First Republic Bank shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

About Hang Seng Bank

Hang Seng Bank Limited, together with its subsidiaries, provides various banking and related financial services to individual, corporate, commercial, small and medium-sized enterprises, and institutional customers in Hong Kong, the Mainland of China, and internationally. It operates through five segments: Wealth and Personal Banking, Commercial Banking, Global Banking, Global Markets, and Other. The company offers personal banking services, including current and savings accounts, time deposits, mortgages and personal loans, credit cards, and insurance, investment, and other wealth management services, as well as consumer lending and wealth management services. It also provides corporate lending, trade and receivable finance, payments and cash management, treasury and foreign exchange, general insurance, key-person insurance, investment services, and corporate wealth management services; general banking and transaction banking, corporate lending, deposits, and cash management services; and tailored solutions and services in foreign exchange, bullion, equities, fixed income, and securities financing, as well as manages the funding and liquidity position activities. In addition, the company offers retirement benefits, life assurance, fund management, and stock broking services, as well as index compilation and licensing; fund raising and sales; and asset management services. It operates service outlets in Hong Kong; branches in Macau and Singapore; and representative office in Taipei, as well as a network of outlets in the Mainland of China. The company was founded in 1933 and is headquartered in Central, Hong Kong. Hang Seng Bank Limited operates as a subsidiary of The Hongkong and Shanghai Banking Corporation Limited.

About First Republic Bank

As of May 1, 2023, First Republic Bank went out of business. Previously, First Republic Bank provided private banking, private business banking, and private wealth management services to clients in metropolitan areas in the United States. The company was founded in 1985 and was headquartered in San Francisco, California. First Republic Bank now trades on OTCPK.