Contrasting California International Bank, N.A. (OTCMKTS:CAIB) & Standard Chartered (OTC:SCBFF)

California International Bank, N.A. (OTCMKTS:CAIB) and Standard Chartered (OTC:SCBFF) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their dividends, risk, institutional ownership, earnings, profitability, valuation and analyst recommendations.

Profitability

This table compares California International Bank, N.A. and Standard Chartered’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
California International Bank, N.A.	N/A	N/A	N/A
Standard Chartered	10.92%	9.49%	0.58%

Valuation & Earnings

This table compares California International Bank, N.A. and Standard Chartered”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
California International Bank, N.A.	$4.85 million	2.64	N/A	N/A	N/A
Standard Chartered	$37.48 billion	0.98	$3.47 billion	$1.37	10.96

Standard Chartered has higher revenue and earnings than California International Bank, N.A..

Analyst Ratings

This is a breakdown of current ratings and price targets for California International Bank, N.A. and Standard Chartered, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
California International Bank, N.A.	0	0	0	0	0.00
Standard Chartered	0	0	0	1	4.00

Volatility and Risk

California International Bank, N.A. has a beta of -0.76, suggesting that its share price is 176% less volatile than the S&P 500. Comparatively, Standard Chartered has a beta of 0.67, suggesting that its share price is 33% less volatile than the S&P 500.

Summary

Standard Chartered beats California International Bank, N.A. on 7 of the 8 factors compared between the two stocks.

About California International Bank, N.A.

California International Bank, N.A. provides various banking products and services to personal and business customers in California. It offers checking accounts, savings and investment products, loans, ATM and debit cards, payment processing solutions, and online banking services. California International Bank, N.A. was incorporated in 2006 and is headquartered in Westminster, California.

About Standard Chartered

Standard Chartered PLC, together with its subsidiaries, provides various banking products and services in Asia, Africa, the Middle East, Europe, and the Americas. The company operates in three segments: Corporate, Commercial & Institutional Banking; Consumer, Private & Business Banking; and Ventures. It offers retail products, such as deposits, mortgages, credit cards, and personal loans; wealth management products and services that include investments, portfolio management, insurance, and wealth advice; and transaction banking services, such as cash management, working capital, and trade financing products. The company provides financial markets products and services that comprise project and export financing; debt capital markets and leveraged financing; financing and securities services; sales and structuring; macro, commodities, and credit trading; and market research services. In addition, it offers digital banking solutions. It serves financial institutions, governments, banks, investors, corporations, small to medium-sized businesses, and individuals. Standard Chartered PLC was founded in 1853 and is headquartered in London, the United Kingdom.