Head-To-Head Review: Carbon Streaming (OTCMKTS:OFSTF) & MoneyLion (NYSE:ML)

Carbon Streaming (OTCMKTS:OFSTF) and MoneyLion (NYSE:ML) are both small-cap auto/tires/trucks companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, analyst recommendations, profitability, valuation, earnings, risk and dividends.

Insider and Institutional Ownership

31.4% of MoneyLion shares are held by institutional investors. 2.4% of Carbon Streaming shares are held by company insiders. Comparatively, 14.1% of MoneyLion shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Analyst Ratings

This is a summary of current ratings and recommmendations for Carbon Streaming and MoneyLion, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Carbon Streaming	0	1	0	0	2.00
MoneyLion	0	0	5	0	3.00

MoneyLion has a consensus price target of $101.00, indicating a potential upside of 43.81%. Given MoneyLion’s stronger consensus rating and higher probable upside, analysts clearly believe MoneyLion is more favorable than Carbon Streaming.

Profitability

This table compares Carbon Streaming and MoneyLion’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Carbon Streaming	-4,304.96%	-5.77%	-5.56%
MoneyLion	-6.42%	-3.02%	-1.51%

Risk & Volatility

Carbon Streaming has a beta of -63.88, meaning that its share price is 6,488% less volatile than the S&P 500. Comparatively, MoneyLion has a beta of 2.74, meaning that its share price is 174% more volatile than the S&P 500.

Valuation & Earnings

This table compares Carbon Streaming and MoneyLion’s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Carbon Streaming	$1.17 million	27.39	-$35.50 million	($1.47)	-0.41
MoneyLion	$423.43 million	1.74	-$45.24 million	($2.90)	-24.22

Carbon Streaming has higher earnings, but lower revenue than MoneyLion. MoneyLion is trading at a lower price-to-earnings ratio than Carbon Streaming, indicating that it is currently the more affordable of the two stocks.

Summary

MoneyLion beats Carbon Streaming on 10 of the 14 factors compared between the two stocks.

About Carbon Streaming

Carbon Streaming Corporation a carbon credit streaming and royalty company focused on creating shareholder value primarily through the acquisition and sale of carbon credits. It provides capital to carbon projects globally, primarily by entering into or acquiring streaming, royalty or royalty-like arrangements for the purchase of carbon credits. The company was formerly known as Mexivada Mining Corp. and changed its name to Carbon Streaming Corporation in June 2020. Carbon Streaming Corporation was incorporated in 2004 and is headquartered in Burlington, Canada.

About MoneyLion

MoneyLion Inc., a financial technology company, provides personalized products and financial content for American consumers. The company's platform offers access to banking, borrowing, and investing solutions for customers. Its principal products include RoarMoney, an insured digital demand deposit account; Instacash, a cash advance product that gives customers early access to their recurring income deposits; Credit Builder Plus membership program; MoneyLion Investing, an online investment account that offers access to separately managed accounts invested based on model exchange-traded fund portfolios; Roundups, which provides features designed to encourage customers to establish good saving and investing habits; and MoneyLion Crypto, an online cryptocurrency account. It also provides marketplace solutions, such as valuable distribution, acquisition, growth, and monetization channels; and creative media and brand content services. MoneyLion Inc. was founded in 2013 and is headquartered in New York, New York.