nCino (NASDAQ:NCNO) Releases FY 2026 Earnings Guidance

nCino (NASDAQ:NCNO) issued an update on its FY 2026 earnings guidance on Tuesday morning. The company provided earnings per share (EPS) guidance of 0.660-0.690 for the period, compared to the consensus estimate of 0.880. The company issued revenue guidance of $574.5 million-$578.5 million, compared to the consensus revenue estimate of $613.4 million. nCino also updated its FY26 guidance to $0.66-0.69 EPS.

Analyst Ratings Changes

Several brokerages recently weighed in on NCNO. William Blair reissued an “outperform” rating on shares of nCino in a report on Thursday, December 5th. Keefe, Bruyette & Woods dropped their price target on nCino from $44.00 to $40.00 and set an “outperform” rating on the stock in a research report on Friday, March 28th. Scotiabank decreased their price objective on shares of nCino from $42.00 to $35.00 and set a “sector outperform” rating for the company in a report on Thursday, March 27th. Stephens reiterated an “equal weight” rating and set a $38.00 target price on shares of nCino in a research note on Thursday, March 20th. Finally, Piper Sandler restated a “neutral” rating and issued a $38.00 price target on shares of nCino in a research report on Thursday, December 5th. Five investment analysts have rated the stock with a hold rating and eleven have issued a buy rating to the company. Based on data from MarketBeat, nCino presently has a consensus rating of “Moderate Buy” and a consensus price target of $41.36.

nCino Stock Performance

Shares of NASDAQ NCNO opened at $28.12 on Wednesday. nCino has a 12-month low of $18.12 and a 12-month high of $43.20. The company has a current ratio of 1.95, a quick ratio of 1.95 and a debt-to-equity ratio of 0.20. The company has a market cap of $3.26 billion, a PE ratio of -165.40, a P/E/G ratio of 5.77 and a beta of 0.66. The stock has a 50 day simple moving average of $31.22 and a 200-day simple moving average of $34.20.

nCino (NASDAQ:NCNO) last released its quarterly earnings results on Tuesday, April 1st. The company reported $0.12 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.18 by ($0.06). nCino had a positive return on equity of 1.62% and a negative net margin of 3.46%. The business had revenue of $141.37 million during the quarter, compared to the consensus estimate of $140.81 million. During the same period in the previous year, the company posted $0.21 EPS. The company’s revenue for the quarter was up 14.3% compared to the same quarter last year. On average, equities research analysts forecast that nCino will post 0.12 EPS for the current year.

nCino announced that its board has approved a share repurchase program on Tuesday, April 1st that authorizes the company to buyback $100.00 million in outstanding shares. This buyback authorization authorizes the company to repurchase up to 3.1% of its stock through open market purchases. Stock buyback programs are often a sign that the company’s management believes its shares are undervalued.

Insider Transactions at nCino

In other nCino news, insider April Rieger sold 4,325 shares of the company’s stock in a transaction that occurred on Tuesday, February 4th. The stock was sold at an average price of $32.60, for a total value of $140,995.00. Following the completion of the sale, the insider now directly owns 145,953 shares in the company, valued at $4,758,067.80. This represents a 2.88 % decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is available at this hyperlink. Also, Director Jeff Horing sold 54,876 shares of nCino stock in a transaction on Monday, January 6th. The shares were sold at an average price of $35.00, for a total value of $1,920,660.00. Following the transaction, the director now owns 4,458,591 shares in the company, valued at approximately $156,050,685. This trade represents a 1.22 % decrease in their ownership of the stock. The disclosure for this sale can be found here. In the last three months, insiders sold 86,877 shares of company stock valued at $2,963,893. Company insiders own 28.40% of the company’s stock.

nCino Company Profile

nCino, Inc, a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem.