Roth Capital Issues Negative Forecast for VersaBank Earnings

VersaBank (NASDAQ:VBNK) – Investment analysts at Roth Capital cut their Q2 2025 earnings estimates for shares of VersaBank in a research report issued on Wednesday, March 5th. Roth Capital analyst C. Irwin now forecasts that the company will post earnings per share of $0.26 for the quarter, down from their previous forecast of $0.39. The consensus estimate for VersaBank’s current full-year earnings is $1.46 per share. Roth Capital also issued estimates for VersaBank’s Q4 2025 earnings at $0.37 EPS and FY2025 earnings at $1.30 EPS.

VersaBank (NASDAQ:VBNK) last posted its quarterly earnings results on Monday, December 9th. The company reported $0.28 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.27 by $0.01. VersaBank had a net margin of 13.52% and a return on equity of 11.20%.

Several other research firms have also issued reports on VBNK. Raymond James restated an “outperform” rating on shares of VersaBank in a research report on Thursday, March 6th. Roth Mkm lowered shares of VersaBank from a “buy” rating to a “neutral” rating and decreased their target price for the company from $22.00 to $10.40 in a research report on Thursday, March 6th.

VersaBank Price Performance

NASDAQ VBNK opened at $10.05 on Monday. The firm has a market capitalization of $326.82 million, a price-to-earnings ratio of 9.14 and a beta of 0.93. The company’s fifty day moving average is $13.12 and its two-hundred day moving average is $14.17. VersaBank has a 52-week low of $9.48 and a 52-week high of $18.38.

VersaBank Increases Dividend

The firm also recently announced a quarterly dividend, which will be paid on Wednesday, April 30th. Stockholders of record on Friday, April 4th will be given a dividend of $0.025 per share. This is a positive change from VersaBank’s previous quarterly dividend of $0.02. This represents a $0.10 annualized dividend and a dividend yield of 1.00%. The ex-dividend date is Friday, April 4th. VersaBank’s payout ratio is 6.38%.

Institutional Trading of VersaBank

Institutional investors have recently made changes to their positions in the business. TCW Group Inc. acquired a new position in VersaBank in the fourth quarter valued at about $4,155,000. Barclays PLC acquired a new position in VersaBank in the third quarter valued at about $32,000. Pembroke Management LTD boosted its position in VersaBank by 554.2% in the fourth quarter. Pembroke Management LTD now owns 332,764 shares of the company’s stock valued at $4,609,000 after buying an additional 281,900 shares in the last quarter. Round Rock Advisors LLC acquired a new position in VersaBank in the fourth quarter valued at about $273,000. Finally, K2 Principal Fund L.P. acquired a new position in VersaBank in the third quarter valued at about $211,000. 56.86% of the stock is currently owned by institutional investors and hedge funds.

VersaBank Company Profile

VersaBank provides various banking products and services in Canada and the United States. It offers deposit products, such as web-based chequing accounts, guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial banking services comprising commercial real estate, public sector/infrastructure financing, and condominium financing; and residential mortgages.