Zacks Research Cuts Earnings Estimates for Ally Financial

Ally Financial Inc. (NYSE:ALLY) – Analysts at Zacks Research cut their Q3 2025 earnings per share estimates for shares of Ally Financial in a research note issued on Wednesday, November 6th. Zacks Research analyst R. Department now anticipates that the financial services provider will post earnings of $1.17 per share for the quarter, down from their prior estimate of $1.33. The consensus estimate for Ally Financial’s current full-year earnings is $3.00 per share. Zacks Research also issued estimates for Ally Financial’s Q1 2026 earnings at $1.07 EPS, Q2 2026 earnings at $1.29 EPS, Q3 2026 earnings at $1.58 EPS and FY2026 earnings at $5.49 EPS.

Other research analysts also recently issued reports about the stock. Morgan Stanley lowered their price target on shares of Ally Financial from $45.00 to $41.00 and set an “overweight” rating for the company in a report on Monday, October 21st. BTIG Research cut Ally Financial from a “buy” rating to a “neutral” rating in a report on Monday, September 16th. Royal Bank of Canada reissued an “outperform” rating and set a $40.00 price target on shares of Ally Financial in a research note on Monday, October 21st. TD Cowen lowered their price objective on Ally Financial from $45.00 to $37.00 and set a “hold” rating for the company in a research note on Monday, September 23rd. Finally, Evercore ISI cut their target price on shares of Ally Financial from $47.00 to $38.00 and set an “in-line” rating on the stock in a research report on Monday, October 7th. One analyst has rated the stock with a sell rating, eight have issued a hold rating and nine have given a buy rating to the stock. Based on data from MarketBeat, the stock presently has an average rating of “Hold” and a consensus target price of $40.38.

Ally Financial Price Performance

ALLY stock opened at $36.64 on Monday. Ally Financial has a 1 year low of $25.23 and a 1 year high of $45.46. The company has a debt-to-equity ratio of 1.36, a current ratio of 0.92 and a quick ratio of 0.92. The stock has a market cap of $11.16 billion, a price-to-earnings ratio of 14.66, a P/E/G ratio of 0.45 and a beta of 1.40. The company has a 50 day simple moving average of $35.50 and a 200 day simple moving average of $38.82.

Ally Financial (NYSE:ALLY) last issued its earnings results on Friday, October 18th. The financial services provider reported $0.95 EPS for the quarter, topping the consensus estimate of $0.57 by $0.38. Ally Financial had a return on equity of 8.39% and a net margin of 10.84%. The firm had revenue of $2.10 billion during the quarter, compared to the consensus estimate of $2.03 billion. During the same quarter in the previous year, the firm earned $0.83 earnings per share. The business’s quarterly revenue was up 6.9% on a year-over-year basis.

Ally Financial Announces Dividend

The business also recently announced a quarterly dividend, which will be paid on Friday, November 15th. Investors of record on Friday, November 1st will be given a dividend of $0.30 per share. The ex-dividend date of this dividend is Friday, November 1st. This represents a $1.20 dividend on an annualized basis and a dividend yield of 3.28%. Ally Financial’s payout ratio is presently 48.00%.

Institutional Investors Weigh In On Ally Financial

Hedge funds and other institutional investors have recently bought and sold shares of the stock. Janney Montgomery Scott LLC grew its stake in shares of Ally Financial by 68.8% in the 3rd quarter. Janney Montgomery Scott LLC now owns 68,986 shares of the financial services provider’s stock valued at $2,455,000 after buying an additional 28,114 shares during the period. Price T Rowe Associates Inc. MD increased its holdings in shares of Ally Financial by 245.9% during the first quarter. Price T Rowe Associates Inc. MD now owns 608,179 shares of the financial services provider’s stock valued at $24,687,000 after acquiring an additional 432,350 shares in the last quarter. OLD National Bancorp IN raised its position in shares of Ally Financial by 3.8% during the second quarter. OLD National Bancorp IN now owns 880,601 shares of the financial services provider’s stock worth $34,933,000 after purchasing an additional 32,478 shares during the period. CANADA LIFE ASSURANCE Co lifted its holdings in shares of Ally Financial by 15.5% in the 1st quarter. CANADA LIFE ASSURANCE Co now owns 369,491 shares of the financial services provider’s stock worth $14,988,000 after purchasing an additional 49,539 shares in the last quarter. Finally, Fulton Bank N.A. acquired a new stake in Ally Financial in the 2nd quarter valued at $689,000. 88.76% of the stock is owned by institutional investors.

Ally Financial Company Profile

Ally Financial Inc, a digital financial-services company, provides various digital financial products and services in the United States, Canada, and Bermuda. The company operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations segments.